
Affordable Health Plans
Serving San Diego, San Bernardino, Orange, Los Angeles & Riverside counties, and all of California.
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| Our #1 plan suggestion for people under 40. (No maternity coverage.) |
Blue Shield Essential plans
$6,000,000 coverage
Deductible: Choice of $1750, $3000 or $4500.
Benefits Not subject to deductible:
- Doctor office visits: $40 co-pay (up to 3 visits per year including annual check-up not subject to deductible).
- Prescription medications: $10 generic co-pay.
- Preventative care: $40 copay includes visit, and basic lab and diagnostic x-ray tests ordered at the time of the physical.
- Emergency room: $100 co-pay. Includes all covered services in the ER.
- Dental and Vision! Included in the plan are $5 co payments for vision exams with preferred providers and Basic Dental including no charge exams and low cost fillings.
For more information including a brochure, rates, and an online application click here.
| Our #1 plan suggestion for people over 40. (No maternity coverage.) |

Blue Shield Vital Shield Plans
$3,000,000 coverage
Deductible: Choice of $900 or $2900
Benefits Not subject to deductible:
- Doctor office visits: $40 co-pay (up to 2 visits per year per insured including annual check-up)
- Prescription medications: $10 generic co-pay.
- Preventative care: $40 copay and 40% for basic lab and diagnostic x-ray.
For more information including a brochure, rates and an online application click here.
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| Our #1 recommended maternity plan. (For women only!) |
Blue Cross Select HMO
Unlimited Coverage
No Deductible
- Doctor office visits: $25 co-pay for Primary Doctor, $35 for Specialists, unlimited visits.
- Prescription medications: (2 tier) $10 co-pay for generic, $30 brand name formulary.
- Emergency room: 80% co-pay. Includes facility fees, doctor, lab work and supplies.
- Normal delivery or caesarian section: $250 per day hospital co-pay Includes facility charges, doctors, lab x-ray and supplies.
For more information about the Blue Cross HMO including a brochure, rates or to apply online through our agent web site click here.
| Our favorite temporary health plan. (Usually For people between jobs.) |

$2,000,000 coverage
Deductible: Your choice of $750, $1,000, $2,000 and $4,500.
All services are subject to your chosen deductible.
- Doctor office visits: $40 copay for $750 deductible. 20/30/40% after deductible for others.
- Prescription medications: $20 copay for generic only.
- Emergency room: After deductible you pay 20%/25%,30%/40% plus $100 copay.
For more information about the Quick Net Short Term Health Plan including a brochure rates and an application click here.
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